Buying Property

What information do I need to provide to the lawyer when I am purchasing a property ?

1 – The first and foremost information we need from you is to know who you are. Read more…

How many times do I need to come to the lawyer’s office ?

Ideally, we would love to see you at least 2 times. Once for reviewing the title search and/or Status Read more…

How do I give the balance of the closing funds ?

We prefer a draft 5 business days before the closing date as that enables the bank to release any holds etc. Read more…

Who deals with my mortgage ?

When you have decided that we will be representing you and we have the paperwork in place for that Read more…

Do I need Home Insurance before the closing ?

Depends on 2 situations. If you are buying a house, home (Fire) insurance is a requirement before Read more…

When do I get the keys ?

Keys are always handed over to the purchaser after the closing (When the deed has been registered).Read more…

How much Land Transfer Tax am I paying ?

Land Transfer Tax can be a huge component of your closing costs and there are a few calculators Read more…

Is there a First Time home buyer rebate on Land Transfer Tax ?

First-Time Purchaser – Ontario
When you buy land or an interest in land in Ontario, you pay land transfer tax. First-time homebuyers of an Read more…

What is Title Insurance ? How do I buy it ?

The word “title” is a legal term that means you have legal ownership of property. You obtain title to property Read more…

Can I use my RRSP for down payment ?

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 in a calendar Read more…

Is there HST applicable on my purchase ?

Generally, the sale of a previously occupied residential complex (other than one that is “substantially renovated”) is exempt.Read more…

How does HST on new houses from builder works ?

Who sets up utilities ?

The lawyer would normally send a communication to the utility companies to take the final meter Read more…
Buying Guide
Selling Guide
Mortgage Guide