• In Toronto First-Time Buyer

    April 14, 2016

    You are a first-time purchaser of a newly constructed or re-sale residential property, it the following criteria is met. The definition of a first-time purchaser is: The purchaser is at least 18 years of age. The purchaser must occupy the home as his/her principal residence no later than nine months after the date of the conveyance or disposition. The purchaser cannot have previously owned a home, or had any ownership interest in a home, anywhere in the world, at any time. If the purchaser

  • What is Title insurance?

    April 14, 2016

    The word “title” is a legal term that means you have legal ownership of property. You obtain title to property when the owner signs the deed (transfer document) over to you. Title is then registered in the government’s land registration system. Title insurance is an insurance policy that protects residential or commercial property owners and their lenders against losses related to the property’s title or ownership There are a lot of resources available to understanding Title Insur

  • closing day ?

    April 14, 2016

    We will divide the post into 2 part. One for purchasers and another one for sellers. Purchasers : By the closing day, the purchasers lawyer would have received the keys from the seller's lawyer's office and funds from the bank would have been requested. The purchasers would have already brought their portion of funds to the lawyer. Once the funds are received from the lender, the purchasers lawyer will get the funds to the seller's lawyer's office (A certified chq delivered by c

  • What happens on closing day ?

    April 12, 2016

    We will divide the post into 2 part. One for purchasers and another one for sellers. Purchasers : By the closing day, the purchasers lawyer would have received the keys from the seller's lawyer's office and funds from the bank would have been requested. The purchasers would have already brought their portion of funds to the lawyer. Once the funds are received from the lender, the purchasers lawyer will get the funds to the seller's lawyer's office (A certified chq delivered by c

  • First-Time Purchaser – Toronto

    March 31, 2016

    You are a first-time purchaser of a newly constructed or re-sale residential property, it the following criteria is met. The definition of a first-time purchaser is: The purchaser is at least 18 years of age. The purchaser must occupy the home as his/her principal residence no later than nine months after the date of the conveyance or disposition. The purchaser cannot have previously owned a home, or had any ownership interest in a home, anywhere in the world, at any time. If the purchaser

  • Title insurance

    March 31, 2016

    The word “title” is a legal term that means you have legal ownership of property. You obtain title to property when the owner signs the deed (transfer document) over to you. Title is then registered in the government’s land registration system. Title insurance is an insurance policy that protects residential or commercial property owners and their lenders against losses related to the property’s title or ownership There are a lot of resources available to understanding Title Insur

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